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Aakanksha Thakur

Aakash Agarwal

Aakash Mehrotra

Aanchal Aggarwal

Aanchal Piplani

Aarjan Dixit

Aastha Kapoor

Abdoulaye Seck

Abdullah Sawiz

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Abhishek Anand

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Achille Tefong

Acnabin

Adama Diaby

Aditi Chaurasia

Agnes Salyanty

Aiaze Mitha

Aishwarya Singh

Akhand Tiwari

Akhilesh Singh

Akshat Pathak

Alan Gelb

Albert Bundi

Aleke Dondo

Alekh Sanghera

Alex Sekiranda

Alex Silva

Alexandra Rizzi

Alfa Pelupessy

Ali Akram

Ali Sikander

Alok Kumar Verma

Alpha Ouedraogo

Alphina Jos

Alphonse Kihwele

Altemius Millinga

Amani M’Bale

Amelia Greenberg

Ameya Naik

Amina S Mendez

Amir Syed

Amit Garg

Amit Joshi

Amit Shahi

Amit Tiwari

Amrit Mohan

Ana Klincic Andrews

Anant Jayant Natu

Anant Tiwari

Ancent Ngonzi

Andrew Mnjama

Andrew Njema

Aneesh Gulati

Angela Mutua

Angela Wambugu

Anik Muntasir Chowdhury

Anil Gupta

Anil Paul

Anirban Roy

Anit Mukherjee

Anjali Lalchandani

Anjaneyulu Ballem

Ankit Kumar

Ankita Bhat

Ankush Khanna

Ann Platt

Anna Roy

Annabel Schiff

Anne Marie van Swinderen

Annielyn Obedoza-Pangan

Anowar Hossain

Anshul Pachouri

Anshul Saxena

Anthony Way

Anup Singh

Anupam Varghese

Anurag Saxena

Anurodh Giri

Anusha Jain

Anveshi Gupta

Aparajita Singh

Aparna Shukla

Aquilina Onesa

Ariane Kouassi

Arpan Sahni

Arshi Aadil

Ashutosh Sinha

Astri Sri Sulastri

Atulya Mishra

Avantika Kushwaha

Avi Hossain

B Anjaneyulu

B Gonzallez

Babacar NDIAY

Babur Wasim

Balachandran Unni

Barbora Masinova

Ben Davis

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Bernadetta Gogadi

Bhavana Srivastava

Bhavya Reddy

Bianda Kanani

Bijoy Bhowmick

Birane Cisse

Bob Christen

Bocar ANNE

Bold Magvan

Brenda Oyugi

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Brian Webster

Brigit Helms

Brij Mohan

Bryan Zhang

Byomkesh Mishra

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Carlos Danel

Carolina Hudson

Caroline Pulver

Carsten Maple

Cecile Voigt

Cerstin Sander

Charvi Gandotra

Cheryl Frankiewicz

Chinmay Dabhade

Chris Linder

Chris Wolff

Christine Gachui

Christopher Lwoga

Christopher Murdoch

CIFAR ALLIANCE

Clara Veniard

Corrinne Ngurukie

Damini Mohan

Dan Brockington

Daniel Moko

Daniel Radcliffe

Daryl Collins

David Cracknell

David Hulme

David Hunter

David Mathew

David Medine

David Mugambi

David Musona

Dayo Forster

Debarshi Chakraborty

Debbie Watkins

Deborah Kasente

Deepak Chandnani

Deepak Dobral

Denny George

Devesh Kumar

Devraj Hom Roy

Diana Lewin

Diana Siddiqui

Diganta Nayak

Dipanshi Sood

Disha Bhavnani

Disha Mohinani

Diya Chatterjee

Djitaba Sackho-Patel

Donna Nails

Dorcas Muthoni

Doreen Ahimbisibwe

Doreen Njau

Dorieke Kuijpers

Dorota Szubert

Dr Nicola Banks

Dr. Baishnaba Charan Ratha

Dr. Heera Lal

Dr. Sheetal Prasad

Dyana Savina

E Mugwanga

Edith Tiaro

Edward Bikketi

Edward Obiko

Elisabeth Kibitek

Elissa McCarter

Elizabeth Berthe

Elizabeth Gathai

Elizabeth Gathu

Elizabeth Kariuki

Elizabeth L. Littlefield

Elwyn Panggabean

Emma Odera

Eni Widiyanti

Eric Duflos

Ernest Kaffu

Evelyn Stark

Evelyne Matibe

Ezra Anyango

FACE

Farid Wangara

Fazle Abed

Felicien Lokossou

Ferodus Ivan

Financial Inclusion Network and Operations Ltd

Flavia Nakamatte

Florence Maximabali

Frenky Simanjuntak

Gagik Vardanyan

Ganesh P.G.

Garima Mishra

Gary Woller

Gautam Bajaj

Gautam Ivatury

Gayatri Ahuja

Gayatri Pandey

George Mugweru

George Muruka

George Waweru

Gerald Ilukwe

Gerhard Coetzee

Germina Ssemogerere

Ghiyazuddin Mohammad

Gindo Tampubolon

Girija Srinivasan

Gloria Sinaga

Goulven Bescond

Grace Kathure

Grace Njoroge

Grace Retnowati

Grace Sebageni

Graham Wright

Gregory Ilukwe

Guy Stuart

Hafsa Nooree

Hannah Siedek

Harry Mugwanga

Hayden Simmons

Hemendra Mathur

Henry Sempangi

Herman Syofiri Yasin

Hermann Messan

Hien Tu

Himmat Patel

Hossin Ripon

Hugh Allen

Hugues Kamewe

Ian Radcliffe

Ian Robinson

Iftekhar Hossain

Ignacio Mas

Imran Khan

Imran Matin

Inayat Hussain

Ira Aprilianti

Irene Wagaki

Isaac Holly

Isaac Ondieki

Ishita Sharma

Isvary Sivalingam

Jacqueline Jumah

Jagannath Dasgupta

Jagdeep Dahiya

Jaime Zegarra

Jakirul Islam

James Mwangi

James Steady

Jane Mbaisi

Jaspreet Singh

Jay Kishor Bharti

Jayan Nair

Jayana Jain

Jean Kalala

Jean Vandenbroucke

Jeffrey Riecke

Jenifer Shapiro

Jennefer Sebstad

Jennifer Helmuth

Jenny Frydrych

Jenny Hoffmann

Jesila Ledesma

Jhoana Meneses

Jilan Jauhara

Jill Donahue

Jitendra Balani

Johan N. Diaz

John Beijuka

John Kashangaki

John Owens

Jonathan Morduch

Joyce Murithi

Judith Mwangoe

Judith Tairo

Jugal Mohapatra

Julie Zollmann

Juliet Ongwae

Justus Njeru

K Somanadha Babu

Kabir Kumar

Kamau Kabbucho

Kanishkaa Chopra

Karan Garg

Karishma Pradhan

Karthick Morchan

Karthik Balasubramanian

Kasia Pawlak

Kat Cloud

Kate McKee

Kate Okoue

Kate Okoué Assi

Khandaker Shaoli Hassan

Kieran Garvey

Kim Kariuki

Koumudee Thakur

Krishna Kumar

Krishna Thacker

Kritika Shukla

Krunal Thakkar

Kshitiz Gupta

Kunal Sharma

Kunj Daga

Kuria Wanjau

Kurt Koenigsfest

Kushagra Harshavardhan

Kyle Navis

Lakshay Jain

Lakshmi Thangallapally

Lalaine Joyas

LB Prakash

Leena Anthony

Leila Ferrali

Lenny Nurharyanti Rosalin

Leonard Kambona

Leonard Mutesasira

Liezl Engracia

Linggo Kusuma

Lisa Chassin

Lisa Parrott

Lokesh Singh

Louie Cepe

Lynn Pikholz

M.K.M. Wahid Uddin Robin

Maansi Sharda

Madhurantika Moulick

Maelis Carraro

Maha Khan

Mahima Dixit

Majorie Chalwe-Mulenga

Mamadou DIALLO

Manali Jain

Mandira Sharma

Manmohan Singh

Mann Soni

Manoj Nayak

Manoj Pandey

Manoj Sharma

Manoshij Banerjee

Marcos Corrales

Margarita Lalayan

Marguerite Robinson

Marion Hudson

Mark Pickens

Mark Schreiner

Mark Staehle

Markku Malkamaki

Martin Holtmann

Matthew Leonard

Mattias Grammling

Md Maniruzzaman

Md. Kalim Ullah

Meenal Malik

Megha Anand

Melissa Rousset

Mercy Wachira

Mhlalisi Ncube

Michael McCord

Michael Onesimo

Michelle Kaffenberger

Miguel A Soriano

Mike McCaffrey

Mimansa Khanna

Minakshi Ramji

Mitali

Mitul Thapliyal

Mohak Srivastava

Mohit Dave

Mohit Saini

Moinuddin Mohammed

Monica Brand

Monica Dutta

Monique Cohen

Moses Muwanguzi

Mosharrof Hossain

Moumita Sen Sarma

MSC

Muhammad Haroon

Muhammad Yunus

Mukesh Kumar

Mukesh Sadana

Mukul Singh

Muli Musinga

Myra Valenzuela

N. Srinivasan

Nabila Khurshed

Nadine Zoro

Nancy Kiarie

Nandini Harihareswara

Navin Bhushan

Neeraj Lal

Neeraja Sundar

Neha Mallick

Neha Parakh

Nembiekmoi Gangte

Nicholas Mungai

Nick Hughes

Nikhita Jindal

Nikita Dhingra

Nikunj Gor

Nimesh Soni

Nishant Kumar

Nishant Saindane

Nitin Gachayte

Nitin Garg

Nitin Malik

Nitish Kumar

Nitish Narain

Noel Johns

Norah Mukami Godwin Seiya Samuel Maeda

NPCI

Nthabiseng Mokobori

Nthenya Mule

Nyambura Koigi

Olga Morawczynski

Oliver Barasa

Olivia Obiero

Palak Khanna

Pamela Champagne

Pancho Otero

Paresh Rajde

Partha Ghosh

Parul Tandon

Paul Rippey

Pauline Katunyo

Pawan Bakshi

Peter Cadogan

Peter Charagu

Peter Mukwana

Petronella Chigara

Philip Rowan

Piyush Gupta

Piyush Poddar

Piyush Prasoon

Piyush Singh

Poulomi Ghosh

Prabir Barooah

Pradeep Mishra

Pragya Jain

Prairna Koul

Pramiti Lonkar

Pranav Singh

Prashanth Chandramouleeswaran

Preeti Syal

Premasis Mukherjee

Prinny Anderson

Pritam Patro

Priya Garg

Priyal Advani

Priyank Mishra

Priyanka Chopra

Priyanka Raja

Professor V.S. Vyas

Puneet Chopra

Puneet Khanduja

Purbi Khemka

Pushkar Raj

Putri Agnesia Wardhani

Putu Monica Christy

Raghuveer Dinavahi

Rahmatika Febrianti

Rahmi Yunaningsih

Rahul Chatterjee

Rahul Ganguly

Rahul Prakash

Rahul Yadav

Raj Kumar

Rajarshi Dutta

Rajendra Kumar

Rajesh Aggarwal

Rajiv Srivastava

Rajnish Kumar

Ramesh Arunachalam

Rashmi Adlekha

Rasika Chopra

Raunak Kapoor

Ravi Kant

Rebecca Szantry

Reema Arora

Rene ChaoBroff

Renee Chao

Rhifa Ayudhia

Richa Valechha

Richard Bates

Richard Ketley

Richard Meyer

Richard Rosenberg

Richard Turner

Ritesh Dhawan

Ritesh Rautela

Ritika Sah

Ritika Singh

Ritika Srivastava

Rizza ManiegoEala

Rob Hudson

Robert Christen

Robert Dressen

Robert Hickson

Roberto Zegada

Rocky Milingita

Roger Voorhies

Roshaneh Zafar

Rridhee Malhotra

Ruth Odera

Rutuja Jadhav

S K Sinha

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Sabine Some Mensah

Saborni Poddar

Sachin Bansal

Sadia Shahnaz

Sainath Sunil

Sakib Mehraj

Sakshi Chadha

Sally Cawood

Saloni Tandon

Sam Kutosi

Samson Odele

Samuel Kamiti

Samveet Sahoo

Sandeep Koujalgi

Sandeep Kumar

Sandeep Panikkal

Sanjeev Kapoor

Santhosh Thiruthimana

Sarah Corley

Sarah Willis Ertur

Scholastica Kaaria

Seka Parfait

Shahnaz Ahmed

Shailey Tucker

Shalom Mbugua

Shantam Mondal

Shantanu Sahay

Sharad Bangari

Shayandeep

Sheharyar Khan

Sheila Carina

Shikha Pamnani

Shivank Mishra

Shivansh Gupta

Shivshankar V

Shobhit Mishra

Shreya Gupta

Shruthi Laura George

Shrutkirti Dhumal

Shweta Menon

Sibusiso Moyo

Sidra Mughal

Singgih Pangestu

Sirajul Islam

Sita Vasudevan

Sivakumar Krishnan

Smriti Misra

Sneha Sampath

Sombul Munshi

Sonal Agrawal

Sonal Jaitly

Sonmani Choudhary

Sophie Teyssier

Soumya Harsh Pandey

Sridhar Easwaran

Stanley Thomas

Steven Kaggwa

Steven Safe

Stuart Rutherford

Subhash Singh

Suhird Singh

Sukhwinder Arora

Sunil Bhat

Sunita Rangaswami

Surbhi Sood

Suresh Krishna

Susan Ferguson

Susan Johnson

Suyesha Sthapit

Suzanne Okao

Swandip Sinha

Swati Mehta

Syed Hashemi

Syeda Sharmin Jahan (Pallabi)

Sylvia Osinde

Tamara Cook

Tanmoy Chakrabarty

Tanvi Maniktala

Tasnuba Sinha

Tenzin Varma

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Thi Hanh Houmard Cao

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Thomas Murayi

Tohurul Hasan

Tomojit Basu

Trevor Mugwang

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Truong Quyen

TVS Ravi Kumar

Uloma Ogba

Valerie Rozycki

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Vivek Anand

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Wambui Mwangi

Wanjiku Kiarie

Wendy Chamberlin

Wilfred Mbhele

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Yani Parasti Siregar

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Zeeshan Ali

Zeituna Mustafa

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Key New Year Resolutions for the Success of Digital Financial Services

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