Why People Do Not Use Present Banking Systems – A Case For BCs

• by Akhand Tiwari, Ritesh Dhawan and Vartika Shukla
• May 5, 2011
• 1 min
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This Note examines the difficulties faced by low income households accessing banking services and presents a case for the acceptance of BC model for expanding the reach of banking services.

This Note examines the difficulties faced by low income households accessing banking services and presents a case for the acceptance of BC model for expanding the reach of banking services. It concludes that the key objective of financial inclusion, to offer all households affordable financial services, can potentially very well be achieved with BC as a delivery channel, if it can be made viable for banks and BCs.