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Showing results for "savings"

Blog

Challenges to agency business – Evidence from Tanzania and Uganda part- II

In this blog, we look at the fundamental issues of agent profitability, and the related issues of customer education (or marketing!) and the product range available to drive transactions.

Blog

Financial inclusion and new product development — What should guide us?

It’s surprising how much people will tell us if we just listen better, observe more, and pause to think how we would respond in their situation. The author applies the same approach to financial inclusion and product development.

Blog

Mobile Money Merchant Payments – What does the Future Hold?

In October 2012, GSMA MMU asked the burning question; ‘Can mobile money work for merchant payments?’ Across the developed world cards are being swiped, dipped or waved to pay for everyday purchases, but the question remains if mobile money can, or will, have the same levels of usage in the developing world. Currently mobile money providers have […]

Blog

Expanding access to finance for small businesses in India: A critique of the Mor Committee’s approach part 1. Background and the supply gap

This three-part blog dissects and examines the Mor Committee report and critically reviews it with respect to enhancing access to financial services for small businesses in India.

Blog

Expanding access to finance for small businesses in India: A critique of the Mor Committee’s approach part 2. Why are the banks not financing small businesses?

The second part of the blog looks at the role of the banks, development finance institutions and NBFCs to examine why they haven’t come forward to meet this gap.

Blog

Beware the OTC trap: Are stakeholders satisfied?

Preceding the sentiments presented in the previous blog on over the counter (OTC), our interactions with various stakeholders indicate that not all are actually happy.