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Showing results for "savings"

Blog

Customer service – More than just smiles

What role does customer service play for any market-led financial institution? Here the author shows why excellent customer service must be a “prime directive” for any market-led financial institution.

Uncategorized

Mobile financial services: Is there room for the small, the independent, the different, the nichy, the innovative?

Talking about the development in mobile banking, the author says we should look back and see what can be done to spur more innovation for the benefit of the world’s poor.

Blog

Non-bank-bank partnerships: Break-ups, new dates on the cards?

Until this month RBI maintained the view that only licensed commercial banks can offer cash-out services. As a result, a number of banks and non-banks formed partnerships. In fact, the RBI’s view hasn’t changed. The RBI has simply decided to regulate non-banks offering business correspondent services too, as differentiated, Payments Banks (PB). Business correspondents (BC) were the […]

Blog

Does the new inclusion scheme risk adding a Rs. 1,000 billion subsidy burden?

Here the author reviews the comprehensive financial inclusion scheme launched by the Prime Minister of India and concludes the scheme has right intent but needs meticulous attention to cover potential pitfalls.

Blog

NBFC-MFIs as business correspondents – What will it take?

Following from the previous blog, the third part explores the avenues available for banks and MFIs to operate as agent network managers in a way that is mutually beneficial.

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NBFC-MFIs as business correspondents – Who benefits? (Part-II)

In this blog, the MicroSave team examines the advantages and disadvantages of the BC model for NBFC-MFIs in detail.