Showing results for "savings"
This Note analyses the trends through behavioural economics lens and tracks behavioural factors responsible for – preferences for informal savings; procrastination towards savings commitment; and overwhelming preference for “fixed return” schemes.
The more you engage with customers the clearer things become and the easier it is to determine what you should be doing, the author explains MicroSave’s Market-led approach.
This blog looks at the not inconsiderable drawbacks of OTC-based operations concluding that value proposition for agents means that they are unlikely to promote wallet-based alternatives – perhaps important sales channel for these offerings.
The first blog in this series highlights that over the counter (OTC) transactions alone cannot deliver the digitally enabled financial inclusion many of us are working towards.
This blog focuses on the role of informal institutions in providing financial services to the members of the community and concludes the opportunities these present for formal financial service providers.
It was a hot afternoon during one of our recent agent network assessment studies, when I got the opportunity to meet Raju. He seemed no different from the typical participants in our focus group discussions in Bihar. A farmer somewhere in his middle 30s, thin and frail, wearing a half-sleeved ‘baniyan’ (vest) and pants with […]