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Showing results for "savings"

Publication

How the poor borrow

This is the third in a series of short articles about the findings of a daily ‘financial diary’ research project. A description of the project can be found on its website.

Blog

India’s enabling triangle for financial inclusion

The blog discusses that successful efforts to foster financial inclusion involves three inter-related and mutually-reinforcing components.

Blog

Blankets and wine for financial inclusion – Beyond digital access

In this post, we highlight the need for digital financial service (DFS) providers to invest even more in adapting their products and services for this segment, even in the so-called mature digital economies.

Blog

Digital consumer credit: nano loans, macro problems

The potential to harness digital footprints and channels to provide rapid access to credit cannot, and should not, be denied. But it will take concerted efforts to optimise the products currently being delivered and realise the full potential of the digital revolution for consumers and providers alike.

Blog

RuPay cards – A long road ahead

Rupay – India’s own payment gateway network, is a low-cost alternative to other payment gateways, such as MasterCard and VISA.

Blog

Fintechs for LMI segments – What’s the intricate puzzle?

This blog covers the definition of the LMI segments, the fintech landscape in India, and the challenges that prevent various players like fintechs, incumbents, and investors from catering to these segments.