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Showing results for "savings"

Blog

Lessons from the Financial Diaries research with women traders in Kenyan open-air markets and cross-border trades

From our financial diaries research, we present the stories of Janet and Rebecca, two inspiring women entrepreneurs in Kenya. Please read our new blog as they shed light on women’s financial realities in the open-air market and cross-border trade sectors in Kenya.

Blog

Crisis, resilience, and adaptation: farming and financial services in times of climate change

Climate change poses great challenges for small farmers. It disrupts their agricultural schedules and leads to lower crop yields and financial instability. The CIFAR Climate Resilient Agriculture (CRAg) working group recognizes these challenges and intends to address their needs through digital technology. It brings together different stakeholders to facilitate knowledge exchange and encourage the development of business models and start-ups that strengthen smallholder farmers’ climate resilience and adaptation.

Blog

GoGullak- Making personal finance management easier

GoGullak aims to improve the relationship of money with individuals. Based on the concept of ‘Gullaks’ or containers, users can allocate money in different expense categories. This enables them to manage their finances with better control. Read on to learn how GoGullak uses this principle to automate the allocation of expenses and investments and provide personal financial advice using AI and ML.

Blog

MAKSPay: A bold bid to unlock the untapped potential of India’s street vending economy

MAKSPay is a technology service provider (TSP) that helps financial institutions accelerate the lending process and achieve scale. MAKSPay has partnered with bank(s) to improve access to affordable credit for street vendors under the PM SVANidhi scheme. This blog explores MAKSPay’s journey and the positive impact it hopes to create on the street vendor economy of India.

Uncategorized

How can digital public infrastructure improve government-to-person payments?

This blog helps us to understand digital public infrastructure (DPI) and its three main pillars; digital identity, payment systems, and data exchange. It explains how these pillars enable public and private service providers to deliver digital goods and services.

Publication

Voices of India’s MSMEs: Insights notes from the diaries access to finance

The third edition discusses insights into the financial lives of IEs and how they access finance. The note unfolds the trends in incomes, expenses, and savings of IEs and their overall financial behavior.