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Financing Smallholder Farmers in the Digital Age: Lesson Across Africa

This brief provides an overview of the capacity, operational and product-related lessons learnt by MicroSave in supporting financial service providers in Africa.

There are 570 million smallholder farmer households in the world. Of these smallholder farmer households, 270 million remain financially excluded. In Sub-Saharan Africa, only about 10 percent of banks provide financing to smallholder farmers. In attempting to answer the question of why the supply for financing is very low in Sub-Sahara Africa, this brief provides an overview of the capacity, operational and product-related lessons learnt by MicroSave in supporting financial service providers in Africa.

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Written by

jayan-nair

Justus Njeru

Senior Analyst