Vikram Sharma is a Senior Manager in MicroSave’s Government and Social Impact domain. He leads the practice of State capacity transformation. He has nearly 9 years of experience in research analysis, digital agriculture, e-governance, rural infrastructure- roads & drinking water, social payment systems, fintech, project evaluation, digitization strategy, policy analysis of government social schemes, and stakeholder engagement in the rural sector.

He has worked on projects with banks, mobile network operators (MNOs), agent network managers (ANM), microfinance institutions (MFIs), payment regulators, international development agencies, NITI Aayog (erstwhile planning commission), and government agencies & ministries in India, Bangladesh, and Senegal. His areas of expertise include policy design, evaluating government social schemes, e-governance advisory implementing & assessing bulk payment systems, behavior-based research, customer experience mapping, user interface evaluation, strategy and product development for DFS, institutional assessments, and risk analysis, market research, channel design, process re-engineering, institutional branding, marketing and communications, FRS & URS development, pilot planning and roll-out support, monitoring, and evaluation, developing analytical frameworks.