Grace L. N. Njoroge is a financial inclusion expert at KPMG East Africa.

Grace is a Financial Inclusion analyst with over 9 years of experience in the financial sector having worked in Digital Financial Services, Inclusive Finance (Micro-finance), Banking sectors as well as programme management. She is currently working within the International Development Advisory Services (IDAS) unit at KPMG. Grace is a Financial Inclusion analyst with over 9 years of experience in the financial sector having worked in Digital Financial Services, Inclusive Finance (Micro-finance), Banking sectors as well as programme management. She is currently working within the International Development Advisory Services (IDAS) unit at KPMG. At IDAS, Grace is a program and learning manager at the Mastercard Foundation Fund for Rural Prosperity which is a 7-year programme focused on increasing financial inclusion for rural populations in sub-Saharan Africa Previously, Grace has worked at MicroSave where she was in the Digital Financial Services (DFS) practice group based in Kenya, involved in The Agent Network Accelerator project conducting research in focus countries, providing technical assistance and training to mobile network providers, banks, financial institutions and third party providers. She also worked in the Inclusive Finance and Banking (IFB) practice group at MSC, providing technical assistance to service providers for the delivery of market-led products and services efficiently. She has worked with Banks, Microfinance Institutions, Savings and Credit Co-operative Unions (SACCOs) and donor agencies to develop and customize products and channels of delivery, optimize operational efficiencies, assess donor programmes, re-engineer processes and manage risks. At MSC, Grace worked in assignments in Kenya, Uganda, Tanzania, Ghana, Ethiopia, India, Indonesia, and Pakistan. She worked with MSC from Mar 2013 to Aug 2016.