Debbie Watkins is the Managing Director—Asia Pacific, the Middle East, and Africa at Fern Software. Fern is the leading provider of banking software for inclusive financial institutions.

Debbie Watkins is the Managing Director—Asia Pacific, the Middle East, and Africa at Fern Software. She is also a Fellow—FinTech at the Singapore University of Social Sciences. She has more than 20 years of experience in technology for finance, mobile-enabled products and services, and business and strategy consulting and management. Debbie has led customer-centric market research and product development engagements and acted as the Project Director for a number of long-term multi-million dollar mobile money and financial services solution implementations. She is also on the Investment Committee of UNCDF SHIFT (Shaping Inclusive Finance Transformation) Challenge Fund Facility.