Sunil Bhat is an Associate Partner in MSC’s Digital Financial Services domain focused on Payments and Distribution in India. He is a financial sector consultant with more than 14 years of experience in advising more than 40 financial institutions across India, Bangladesh, Indonesia, Sri Lanka, Nepal, Malawi, Liberia, Democratic Republic of Congo, Vietnam, and the Philippines. Sunil’s areas of expertise include long-term project management, digital financial services, strategy, FinTech support, process re-engineering, financial analysis, microfinance, MSME financing, responsible finance, agent network strengthening, market research, and product development.

Before joining MSC, Sunil worked in the Corporate Finance Division of Centrum Capital, Mumbai. He has an MBA from the Narsee Monjee Institute of Management Studies, Mumbai, and a B. Tech from the National Institute of Technology, Calicut. Sunil speaks English, Kannada, Hindi, Konkani, and Marathi.